Think globally—diversify your portfolio with the world's major currencies

Foreign Currencies

You're intrigued by the financial potential of diversifying your portfolio with foreign currencies. That's an ambition EverBank^® understands. For over two decades, our WorldCurrency^® family of bank products have delivered foreign currency opportunities. Individuals may benefit financially from the appreciation of currencies against the U.S. dollar and earn interest rates from around the world. Keeping in mind that if the price of the chosen foreign currency declines, there could be a loss of principal.

WorldCurrency^® CD

  

Single-currency CDs: Open a CD in one of 17 offered foreign currencies and earn interest at local rates for the particular currency.

WorldCurrency Basket CD

  

Multi-currency CDs: If diversification is an important goal for you then consider opening a single CD comprised of multiple currencies—each strategically designed to focus on a specific regional strength, and/or geopolitical and economic development.

WorldCurrency Access Deposit Account

  

A great choice if you seek to diversify your financial portfolio globally against a depreciating U.S. dollar without locking yourself into a fixed term. And, a smart business solution if you require a cost effective account to manage your foreign currency exposure.

CURRENCY RATES

Foreign Exchange Rates  

WorldCurrency CDs  

WorldCurrency Basket CDs  

Access Deposit Accounts  

Currencies available through the EverBank^® WorldCurrency family of bank products

	Single CDs	Multi-currency CDs		Access Deposit Accounts
Australian dollar	Yes	Commodity CD Debt Free CD Geographic CD Global Power ShiftSM CD Investor's Opportunity CD	New World EnergySM CD Pan-AsianSM CD Prudent Central Bank CD Ultra Resource CD World Energy CD	Yes
Brazilian real	Yes	Debt Free CD	Global Power Shift CD	Not available
British pound	Yes	Petrol CD Prudent Central Bank CD	World Energy CD	Yes
Canadian dollar	Yes	Commodity CD Global Power Shift CD New World Energy CD	Ultra Resource CD World Energy CD	Yes
Chinese renminbi	Not available	Not available		Yes
Czech koruna	Yes	European Opportunity CD		Yes
Danish krone	Yes	Viking CD		Yes
Euro	Yes	Euro Trax® CD Geographic CD	Investor's Opportunity CD Prudent Central Bank CD	Yes
Hong Kong dollar	Yes	Geographic CD Pacific Advantage® CD	Pan-Asian CD Ultra Resource CD	Yes
Hungarian forint	Not available	European Opportunity CD		Yes
Indian rupee	Yes	Not available		Not available
Japanese yen	Yes	Debt Free CD Pacific Advantage CD	Pan-Asian CD	Yes
Mexican peso	Yes	Geographic CD Investor's Opportunity CD	Petrol CD	Yes
New Zealand dollar	Yes	Commodity CD Investor's Opportunity CD Pacific Advantage CD	Prudent Central Bank CD Ultra Resource CD	Yes
Norwegian krone	Yes	Euro Trax CD Global Power Shift CD New World Energy CD Petrol CD	Viking CD Ultra Resource CD World Energy CD	Yes
Polish zloty	Not available	European Opportunity CD		Yes
Singapore dollar	Yes	Debt Free CD Pacific Advantage CD	Pan-Asian CD Ultra Resource CD	Yes
South African rand	Yes	Commodity CD		Yes
Swedish krona	Yes	Euro Trax CD	Viking CD	Yes
Swiss franc	Yes	Debt Free CD	Euro Trax CD	Yes

All WorldCurrency accounts receive the Asset Manager Service , which automatically combines all of your banking, World Markets and other EverBank investment accounts into one relationship.

What should I consider before I open a foreign currency account at EverBank?

We feel it's important to assess your tolerance for the risks associated with currency fluctuations. While FDIC insurance will protect you from bank failure up to $250,000 (until December 31, 2013), currency values can be affected by various geopolitical and economic influences and this can negatively and positively impact the amount of your deposit. We recommend that you carefully consider both the potential for currency appreciation (or loss) along with the rate of interest that you may earn when assessing the use of foreign currency products as part of a broadly diversified investment strategy.

We encourage you to use our foreign currency resources to educate yourself about currency investing and the factors that influence currency values.

I'm interested in opening an WorldCurrency account, what's my next step?

Please note: Not all investments are right for all investors. You should conduct your own research and/or consult with an investment advisor before making any investment.